Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

View other Atom Bank products

4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

I've been with Atom since it began and always enjoye...

I've been with Atom since it began and always enjoyed using their great App! If I need help or advice I email of message them and always get a swift reply. Rates are high, security is secure but easy to use and speaking to staff in Durham is always a pleasure. Reviewed on: 19th March 2025

A good solid bank company who comunciate well with t...

A good solid bank company who comunciate well with their customers. They are speedy in updating the information regarding interest rates and give good notifications about what is happening and when they make changes. Reviewed on: 19th March 2025

Atom makes saving money easy, their App is clear, ea...

Atom makes saving money easy, their App is clear, easy to use and set up compared with previous high street savings banks I’m used. I love using it! It is also highly secure with face recognition and other verification. Reviewed on: 19th March 2025

Simple banking app that does it all

I found the Atom Bank app the easiest banking app to use. It has been cleverly designed with all relevant information to hand. Have already recommended to friends and family. Reviewed on: 19th March 2025

Excellent Interest Rate & Service

I have invested with Atom several times and they have provided one of the highest interest rate for my savings. Excellent service. Reviewed on: 19th March 2025

We wouldn't continue if we were not satisfied

My funds appear to be safe and the account which is growing steadily requires very little of my time to monitor it. Reviewed on: 19th March 2025

Brilliant app.

Brilliant app. Very easy to navigate around it. Open new account check balances, always competes with best interest rates. Perfect for me and my family members Reviewed on: 19th March 2025

Great website.

Great website. Easy to use and good value Reviewed on: 19th March 2025

Great products

Good app easy to use. Good rates on product. Not had any problems using atoms services. Have recommended to friends and they now have accounts. Reviewed on: 19th March 2025

Easy to use app - Atom play fair

Easy to use app - I like that Atom play fair with customers - when interest rates rose they immediately increased the rate of interest paid on savings accounts Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Beverley Building Society 4.90 from 272 reviews
Savings
from Moneywise Credit Union 2.60 from 2 reviews
Fixed Term Savings
from NatWest 4.26 from 20 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub