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Atom Bank: Savings reviews

4.91
Based on 5,191 reviews, last reviewed 25th Mar 2026
54500% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Beautifully designed digital experience I really enjoy the simplicity of the digital experience. It is really well designed. Reviewed on: 25th March 2026
THOMAS M's avatar
THOMAS M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5191)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Atom makes saving money easy, their App is clear, ea...

5
Atom makes saving money easy, their App is clear, easy to use and set up compared with previous high street savings banks I’m used. I love using it! It is also highly secure with face recognition and other verification. Reviewed on: 19th March 2025

Simple banking app that does it all

5
I found the Atom Bank app the easiest banking app to use. It has been cleverly designed with all relevant information to hand. Have already recommended to friends and family. Reviewed on: 19th March 2025

Excellent Interest Rate & Service

5
I have invested with Atom several times and they have provided one of the highest interest rate for my savings. Excellent service. Reviewed on: 19th March 2025

We wouldn't continue if we were not satisfied

5
My funds appear to be safe and the account which is growing steadily requires very little of my time to monitor it. Reviewed on: 19th March 2025

Brilliant app.

5
Brilliant app. Very easy to navigate around it. Open new account check balances, always competes with best interest rates. Perfect for me and my family members Reviewed on: 19th March 2025

Great website.

5
Great website. Easy to use and good value Reviewed on: 19th March 2025

Great products

5
Good app easy to use. Good rates on product. Not had any problems using atoms services. Have recommended to friends and they now have accounts. Reviewed on: 19th March 2025

Easy to use app - Atom play fair

5
Easy to use app - I like that Atom play fair with customers - when interest rates rose they immediately increased the rate of interest paid on savings accounts Reviewed on: 19th March 2025

Great competitive rates, easy to manage my money and...

5
Great competitive rates, easy to manage my money and easy app interface. Reviewed on: 18th March 2025

Great website and market leading interest rates

5
Great website, easy to navigate offering market leading interest rates. Good notifications when account matures with great interest rates available for reinvestment Reviewed on: 18th March 2025

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