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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

app simple to use and works as needed, quick to open...

app simple to use and works as needed, quick to open account Reviewed on: 18th March 2025

Great service when I needed to use it

Great service when I needed to use it Reviewed on: 18th March 2025

Extremely intuitive user experience and genuinely ki...

Extremely intuitive user experience and genuinely kind customer service Reviewed on: 18th March 2025

Not had to use customer service, but very happy with...

Not had to use customer service, but very happy with the app and service that is available. Reviewed on: 18th March 2025

Reliable rates, easy to navigate app

I have retained accounts with Atom for a few years - each time the accounts are due for review, I renew as the rates are competitive and flexible. Reviewed on: 18th March 2025

Small in name only.

Very easy app to access. Competitive interest rate. Good communication. Reviewed on: 18th March 2025

I’ve had quite a few fixed savers and instant savers...

I’ve had quite a few fixed savers and instant savers over the last 3 years and have been seriously impressed with the interest rate, the standard of service and the simplicity of use!! Reviewed on: 18th March 2025

Excellent rates and security.

Been with Atom for a couple of years. So easy to use and facial recognition works well. Great rates of interest! Reviewed on: 18th March 2025

Great way to bank

Simple and easy to use. Trustworthy would recommend. Reviewed on: 18th March 2025

Love it a saving tool.

Love it a saving tool. Easy to use and easy to understand. Reviewed on: 18th March 2025

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