Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

View other Atom Bank products

4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

It was really easy to set up the account.

It was really easy to set up the account. I used the one year savings account two years in a row - it really was as easy as putting it in there and forgetting about it and then earning a decent amount of interest. Reviewed on: 18th March 2025

Customer online chat was brilliant, super easy and h...

Customer online chat was brilliant, super easy and hassle free app. Reviewed on: 18th March 2025

Very simple straightforward banking

Very simple straightforward banking Reviewed on: 18th March 2025

Atom is a great bank!

Atom is a great bank for people who don't need to contact a person every time they want to make a transaction. The App is easy to use and navigating around it is very intuitive. On top of this the interest rates are always very competitive. I have been using it for a number of years now and probably won't be leaving it any time soon. Reviewed on: 18th March 2025

Easy access.

Easy access. Easy to use. Good rates. Reviewed on: 18th March 2025

Safe and sound

Confident my money is safe and secure whilst earning one of the top interest rates in the UK Reviewed on: 18th March 2025

Everything is so simple and streamlined

Everything is so simple and streamlined and the savings rates are good too. Reviewed on: 18th March 2025

Great bank.

Simple app, knowledgable customer service staff, very competitive rates. I feel investment is very secure. This is how banking should be. Reviewed on: 18th March 2025

Great app easy to use and good products

Great app easy to use and good products Reviewed on: 18th March 2025

App so easy to use Good interest rates

App so easy to use Good interest rates Reviewed on: 18th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Enterprise Credit Union 4.97 from 969 reviews
Fixed Rate Savings
from first direct 4.91 from 20 reviews
Savings
from Melton Building Society 4.70 from 2297 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub