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Atom Bank: Savings reviews

4.92
Based on 4,874 reviews, last reviewed 3rd Mar 2026
12950% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Brilliant When ever I need advice first direct are great very helpful services would always recommend to my family and friends. Which I have done. Reviewed on: 3rd March 2026
Lynn 's avatar
Lynn

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4874)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

5
I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Excellent service, prompt with there replys to quest...

5
Excellent service, prompt with there replys to questions. Reviewed on: 27th April 2025

Good communication, competitive interest rates.

5
Good communication, competitive interest rates.Great little app Reviewed on: 27th April 2025

No hassle fair banking

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface, good communication at all times. I have used Atom for several years and have always found them to be excellent in every respect. Reviewed on: 26th April 2025

No hassle fair banking

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface Reviewed on: 26th April 2025

No hassle fair banking, easy to use, and a good sele...

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface Reviewed on: 26th April 2025

I've been with atom a few years on and off but I've...

4
I've been with atom a few years on and off but I've always been satisfied with them, Reviewed on: 26th April 2025

Very easy account to use and top interest rates.

5
Very easy to open the account and the app is dead simple to use. The interest rates are very good and competitive. I like that you only lose 1 month of top rate if you have to withdraw, then it goes back up again. Reviewed on: 26th April 2025

The app makes everything so easy

5
It is so easy to sign in to the app with an image of your face. All documents and details of the accounts are easy to find on the app and it is easy to open a new account. Reviewed on: 26th April 2025

Excellent Banking

5
Had our Mortgage with Atom and now have a savings account. We wouldn't hesitate recommending Atom as our experience has always been excellent. They are easy to contact and always very helpful and easy to understand. Reviewed on: 26th April 2025

Atom is easy to use and offers good products

5
Atom is easy to use and offers good products Reviewed on: 26th April 2025