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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Love Atom

5
I find the app really easy to use and love that any transfers appear in your account instantly unlike some over providers.Whenever I have had to ring which isn’t often they are very helpful on the phone and it’s great you can actually speak to a real person and I’ve never had to wait long to get through. I’ve recommended Atom to lots of my friends and they have all started saving with then Reviewed on: 18th March 2025

Great bank, very competitive rates for savers, excel...

5
Great bank, very competitive rates for savers, excellent customer care, very easy app, I have recommend to family and friends. Reviewed on: 18th March 2025

Easy set up and consistent notifications

5
Easy set up and consistent notifications Reviewed on: 18th March 2025

Best interest rate and Control my ac easier than oth...

5
Best interest rate and Control my ac easier than other banks Reviewed on: 18th March 2025

I have been with Atom Bank for a number of years now...

5
I have been with Atom Bank for a number of years now and have always found them competitive.Their app never fails me,the security is extremely good and the app is very user friendly. Atom Bank are always spot on reminding me when my accounts are maturing and are very straightforward in giving me my options.I will always recommend Atom Bank! Reviewed on: 18th March 2025

I have had multiple accounts with Atom and always lo...

5
I have had multiple accounts with Atom and always looking for the best interest rate Reviewed on: 18th March 2025

Easy to apply, good interest rate.

5
Easy to apply, good interest rate. Reviewed on: 18th March 2025

Easy to use online banking.

5
Easy to use online banking. Very good savings interest rate. Reviewed on: 18th March 2025

Easy! Easy! Easy!

5
Easy to set up, easy to move money in and out of. App is very user friendly. I've never had any problems accessing my money which is really important to me. I know the app is very secure and it's great that money can only be moved in and out of my main account, it means I feel financially secure. Reviewed on: 18th March 2025

So easy to use even for older person

5
So easy to use even for older person Reviewed on: 18th March 2025

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