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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Easy to use and value for money.

Contacting customer services to resolve issues has always been quick and easy whenever I've needed help. Setting up accounts is seamless and the documentation provided has been easily accessible. Reviewed on: 18th March 2025

I will consider Atom Bank one of the best around...

I have banked with Atom Banked for the past 5 years and entrusted them with my savings. It was very easy and straightforward to open my online savings account and correspondence to confirm receipt of my deposit was immediate. It was also very easy to view and manage my savings account in the App. Every information I could need was there regarding maturity date, expected interests etc. Subsequent opening of new savings account is simplified from the information held on my first account and information on other financial products is readily available to enable informed decisions. The rates are also very competitive . Reviewed on: 18th March 2025

All round great experience.

All round great experience. Easy peasy, as my children would say. Reviewed on: 18th March 2025

Easy to setup, menus and options easy to understand

Easy to setup, menus and options easy to understand Reviewed on: 18th March 2025

Very simple to set up and use

Very simple to use. Great rates. Reviewed on: 18th March 2025

Crystal clear , easy to use app and very competitiv...

Crystal clear , easy to use app and very competitive interest rates . Excellent emails received which are indormative. A very modern way of banking ! Reviewed on: 18th March 2025

Love this online bank, easy to use and transparent.

Love this online bank. It’s transparency and my ability to view products with an easy online application to open accounts makes this an excellent bank. Love it Reviewed on: 18th March 2025

Superb customer service.

Superb customer service. Call answered promptly and politely and so helpful Really don’t expect this level of service these days so very pleasantly surprised! Reviewed on: 18th March 2025

Seamless transfer between accounts and the interest...

Seamless transfer between accounts and the interest rate was good. Reviewed on: 18th March 2025

Great "ATOMIC" "APP".

Good interest rates and good service and great "ATOMIC" APP! Reviewed on: 18th March 2025

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