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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Atom professional bankers

5
Always show a professional and courteous approach to their clients. Processing time is exceptionally fast and rates offered very competitive Reviewed on: 18th March 2025

Fantastic customer service

4
Considering it is a branches bank, the human interaction has been amazing. I have never felt stunted by red tape or circuitous processes. When I have needed specific help they have been amazing, including a very quick production of an interim statement which was the evident I needed to buy my house Reviewed on: 18th March 2025

Easy to use, intuitive and no fuss operation.

5
Easy to use, intuitive and no fuss operation. Interest rates always competitive it's why I have so many fixed rate accounts. Reviewed on: 18th March 2025

Easy to usea app and good interest rates

5
Easy to use app and good interest rates Reviewed on: 18th March 2025

Very easy to set up an account and I’m getting a ver...

5
Very easy to set up an account and I’m getting a very good interest rate. Reviewed on: 18th March 2025

problem free investment at competitive interest rate

5
problem free investment at competitive interest rate Reviewed on: 18th March 2025

Good rates of interest and easy to use app

5
Good rates of interest and easy to use app Reviewed on: 18th March 2025

Consistently excellent interest rates and always kep...

5
Consistently excellent interest rates and always kept well informed by e-mail Reviewed on: 18th March 2025

For an Internet bank, there is regular correspondenc...

5
For an Internet bank, there is regular correspondence and they have great interest rates which far exceed those of the usual high street cartel of banks Reviewed on: 18th March 2025

Very easy to join the Atom family.

5
Very easy to join the Atom family and one of the best interest rates around, Highly recommend. Reviewed on: 18th March 2025