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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Love the app

5
Love the app with future interest payments listed so I can plan ahead. Reviewed on: 18th March 2025

Great rates n easy to open.

4
Great rates n easy to open. I'm typing more Reviewed on: 18th March 2025

It does what it says on the can.

5
It does what it says on the can. Good interest rates. Easy access to money saved. Reviewed on: 18th March 2025

Good rates and very easy to invest.

4
Good rates and very easy to invest. Unfortunately rates are going down, however Atom still giving a very competitive rate Reviewed on: 18th March 2025

Great earner for anyone

5
Good rate of interest always , worth saving for anyone Reviewed on: 18th March 2025

Easy to open

5
After a poor experience trying to open an account with an institution named after a dried fruit (they decided I was politically exposed!), I tried Atom and it was a quick and painless process with a decent interest rate. Reviewed on: 18th March 2025

Easy to use and competitive interest rates

5
Easy to use and competitive interest rates Reviewed on: 18th March 2025

App is very easy to use and money transfers are ins...

5
App is very easy to use and money transfers are instant Reviewed on: 18th March 2025

Excellent experience

4
I have so far been pleased with the service and received any interest on time. Reviewed on: 18th March 2025

Excellent savings choice!

5
Competitive interest rates on savings accounts, user-friendly app and good customer communications. Reviewed on: 18th March 2025