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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

They've offered consistently good fixed term savers...

They've offered consistently good fixed term savers for years and make it very easy to move to a new product. I've only had to contact customer service once when I had app problems moving to a new phone, and they were very helpful Reviewed on: 16th March 2025

Atom bank savings accounts.

I find the app very easy to navigate. It’s easy to set up. Can see everything all in one place. It’s great that you can see what interest payments you’ll earn in the future. Reviewed on: 16th March 2025

Good service.

Good service. Easy to use. Competitive rates. Reviewed on: 16th March 2025

Competitive rates, excellent communication

Atom Bank offers competitive rates, excellent communication, and a user-friendly app that makes banking straightforward. Their digital-first approach ensures a smooth experience, with clear updates and responsive support. If you're comfortable with app-based banking, Atom is a great choice for hassle-free savings and lending. Reviewed on: 16th March 2025

Great website, easy to use, great rates

Great website, easy to use, great rates Reviewed on: 16th March 2025

Great rate, Great app.

This was the best fixed rate on a bond at the time when I chose it. Easy to use, transparent app which great communication throughout. Reviewed on: 15th March 2025

Atom provides a great service.

Really like the app so easy to use and gives all the information you need. Very competitive rates and great products. Atom always gives you a reminder when a fixed saver account is due to mature. All round great service. Reviewed on: 15th March 2025

Easy to use online, providing some of the best rates...

Easy to use online, providing some of the best rates and account flexibility. Reviewed on: 15th March 2025

A great experience with Atom through the years

A great experience with Atom through the years, my number one choice when it comes to saving money and not worrying about , so much so that I've maxed out my savings account. I really hope the service stays consistent from now on, couldn't recommend enough Reviewed on: 15th March 2025

Excellent online bank with an easy to understand app.

Excellent online bank with an easy to understand app. Great bond rates with plenty of options for the duration of the bond term. I would and have recommended this bank to friends and family. Reviewed on: 15th March 2025

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