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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Reliable and easy to contact.

Banked with Atom for 7 years now Reviewed on: 13th March 2025

Impressed with Atom

Very impressed good rates of interest been with Atom for a few years now. Reviewed on: 13th March 2025

Excellent bank

Been with them a few years now. Easy to manage accounts via the app. Great communication when relevant and reasonable interest rates. Reviewed on: 13th March 2025

I've used Atom for saving several times and it's so...

I've used Atom for saving several times and it's so easy to look at the accounts . Reviewed on: 13th March 2025

Very Useful

I use the Atom Instant Saver account for a "rainy day" fund; I transfer money regularly, keep a balance there, earning better interest than my current account, and transfer back as needed: it literally takes seconds! Reviewed on: 13th March 2025

Easy layout and intuitive.

Easy layout and intuitive. Great interest rates and differing fixed periods to chose from. Easy to add monies and withdraw at end of deposit period through a nominated account. Communication is clear and made in advance of the fixed sum maturing clearly indicating how much interest has been gained. Reviewed on: 13th March 2025

Easy banking with competitive interest rates and ver...

Easy banking with competitive interest rates and very helpful customer service who solve problems quickly and with great empathy Reviewed on: 13th March 2025

Atom! - Great banking app.

Great banking app. Extra levels of security for peace of mind. Easy and straightforward transaction with user interface. Reviewed on: 13th March 2025

Excellent Service All Round.

Brilliant service all round over the years l have been with Atom Banking. Reviewed on: 13th March 2025

Very efficient.

Very efficient. Easy to set up. Good interest rates. Very good app. Reviewed on: 13th March 2025

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