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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

From mortgage to savings accounts

Started with a mortgage with Atom, and quickly opened a savings account. I've found their rates are exceptional and I have had no issues with the online-only nature of the service, in fact they have been far easier to deal with and sorted any queries or changes I've had than any bricks and mortar bank or building society! Reviewed on: 13th March 2025

Always clear information provided about the products...

Always clear information provided about the products available. Good communication on options when a account is due to mature. Competitive interest rates. Reviewed on: 13th March 2025

Atom bank, the best friend you always wanted

Atom bank is a bank that you can actually trust with your money and doesn't let you down. It treats you like a best friend would by always having your best interests at heart. Friendly, dependable and is always on your side. Reviewed on: 13th March 2025

Atom Bank is a very reliable institution.

Atom Bank is a very reliable institution. Info about products is clear. Communication is prompt. Money are never on hold, would transferred immediately. Rates were always competitive. Reviewed on: 13th March 2025

Great Service

Very easy account opening procedure, extremely competitive rates, excellent customer service. Ease of speaking to advisors Reviewed on: 13th March 2025

Pays monthly interest at weekends

Pays monthly interest at weekends, which the majority of banks do not until Monday . Reviewed on: 13th March 2025

Problem free, good interest rate

Problem free, good interest rate Reviewed on: 13th March 2025

.efficient and easy to use banking

The app is excellent and very easy to use. Communication is clear and regular.. very easy and efficient banking. The interest rates could be a little better though as slightly behind competitors Reviewed on: 13th March 2025

Easy banking all year round

I have fixed term savings accounts and love them. Easy to open and to close if needed. The app is very straightforward Reviewed on: 13th March 2025

Great serviice

Easy app to use and good rates for savers, no need to wait to speak to people for hours Reviewed on: 13th March 2025

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