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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

I find Atom an easy and efficient way to bank.

5
I find Atom an easy and efficient way to bank. All details are always clear and easy to follow. Reviewed on: 13th March 2025

Great App Based Savings

5
Really easy app to use, great monthly updates Reviewed on: 13th March 2025

Easy transactions online.

5
Easy transactions online. No problems from start to finish. Reviewed on: 13th March 2025

Good interest and well run.

5
Good interest and well run. Fixed savings gives very good interest. Reviewed on: 13th March 2025

Simple and competitive.

5
Simple and competitive. Good range of products and advice. Reviewed on: 13th March 2025

Easy to open a new account

5
Easy to open account with clear and obvious instructions and dignposting Reviewed on: 13th March 2025

Excellent savings rates

5
So easy to move money around . Over excellent savings rates compared to others . The app is great and means I can do business anytime . Reviewed on: 13th March 2025

I absolutely love this bank.

5
I absolutely love this bank. Saw it advertised on Martin Lewis so knew it was safe. Got a great savings account. Reviewed on: 13th March 2025

Such a Good Bank

5
From my 1st investment on my savings account I cannot fault in anyway..any help or advice was 1st class.I Have used so many times with various accounts I hold so will always come back Reviewed on: 13th March 2025

Fast easy account to use

5
I found the account easy to set up have used it for a few years now and been happy with the interest rates offered. They have been very competitive and paying money in and out is instant Reviewed on: 13th March 2025

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