Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

View other Atom Bank products

4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Very easy to use the App and customer service is exc...

Very easy to use the App and customer service is excellent Reviewed on: 13th March 2025

I use the phone app which is so user friendly and e...

I use the phone app which is so user friendly and easy to use. Transfer of money is quick and efficient Reviewed on: 13th March 2025

For savers they offer a very good saving rate and th...

For savers they offer a very good saving rate and the app is very good and clear to work with Reviewed on: 13th March 2025

Clear and concise communications.

Clear and concise communications. Intuitive app., and great value services. Opening my account was a breeze. Reviewed on: 13th March 2025

Easy to access and security works well

Easy to access and security works well Reviewed on: 13th March 2025

It's early days as I've only just joined Atom Bank,...

It's early days as I've only just joined Atom Bank, so I haven't got a feel for the service, but so far so good. Reviewed on: 13th March 2025

Easy set up process Great savings rate

Easy set up process Great savings rate Reviewed on: 13th March 2025

One of the easiest banking apps I've ever used!

One of the easiest banking apps I've ever used! Reviewed on: 13th March 2025

Reliable

Great and easy app, friendly and helping support Reviewed on: 13th March 2025

Simple and excellent savings

Everything works vert simply and cleanly. Money transfer is excellent, takes only seconds. Renewal of savings accounts is easy. Can't fault anything really. Rates are the same or better than other app based banks. Reviewed on: 13th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Teachers Building Society 3.21 from 5 reviews
Savings
from Smart Money Cymru Community Bank 4.67 from 50 reviews
Savings
from Allied Irish Bank - AIB 5.00 from 1 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub