Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

View other Atom Bank products

4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great experience so far!

Atom Bank provided a nice competitive rate as an option for a Savings Account when I was looking to store a large amount of my money. Reviewed on: 13th March 2025

A simple to use account, with very quick customer se...

A simple to use account, with very quick customer service Reviewed on: 13th March 2025

Atom Bank has been the best choice for my savings!

Atom Bank has been an outstanding choice for my banking needs, offering some of the best rates on the market along with a seamless, user-friendly app that makes managing finances effortless. I have used and continue to use various types of ISA accounts with Atom, and the experience has been consistently excellent. The app is clear, transparent, and logically designed, making it easy to navigate, while their customer service is friendly, efficient, and always helpful. With competitive rates and a hassle-free digital experience, Atom Bank truly sets the standard for modern banking. Highly recommended! Reviewed on: 13th March 2025

Keeps its promises

Does the job it promised to do, always keeps me in touch and up to date. Reviewed on: 13th March 2025

Very happy with atom bank

Very happy with atom bank, most of my interaction is via the app which is very easy to use and a very good developed app. Reviewed on: 13th March 2025

App is superb !

App is superb ! So easy to deposit and withdraw funds. Good interest rates and the app is simplicity itself. Easily the best online bank. Reviewed on: 13th March 2025

Excellent hassle free and to quality

Excellent hassle free and to quality Reviewed on: 13th March 2025

Easy access

Easily accessible, good variety of banking products to choose from. I like the fact that I can withdraw money to my chosen bank account really easily without having to put in additional details or worry that I'm sending it to the wrong account. Reviewed on: 13th March 2025

I've had 2 accounts with atom for a couple of years...

I've had 2 accounts with atom for a couple of years now a d found them very easy to bank with Reviewed on: 13th March 2025

Best app based bank

Atom is one of the best app based banks out there, offering some of the most competitive products in the market which also compete and exceed most of the high street bank products. Their savings account is super competitive in terms of rates offered and flexibility/ease to open account and use Reviewed on: 13th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

eSavings
from TSB 4.27 from 11 reviews
Fixed Rate Savings
from Virgin Money 4.43 from 61 reviews
Deposit Account
from The Co-operative Bank 3.56 from 11 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub