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Atom Bank: Savings reviews

4.91
Based on 5,194 reviews, last reviewed 9th Apr 2026
27300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026
JamTomorrow's avatar
JamTomorrow

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Always efficient,helpful, friendly and professional.

5
Always efficient, helpful, friendly and professional. Reviewed on: 8th February 2025

Amazing product and service

5
I have a instant saver product. It offers a very competitive rate and the ease to get to your money is amazing. If you need an interim statement, you're able to have it within 10 minutes via their online customer service. Absolutely brilliant service. Reviewed on: 8th February 2025

Excellent and reliable service from Atom

5
I have been with Atom for about three years having just stumbled into it online and have had several schemes running at the same time. I have been wholly impressed by the service and reliability from them and will recommend them to family and friends. Reviewed on: 8th February 2025

Very good interest rates.

5
Very good interest rates. The app is very user friendly and has very good features. Easy and fast to open accounts too. Reviewed on: 8th February 2025

All good from opening an account to updating my savings

5
All good from opening an account to updating my savings Reviewed on: 7th February 2025

All good great service

5
All good never had any problems with anything Reviewed on: 7th February 2025

I have been with Atom for 5 years.

5
I have been with Atom for 5 years. An easy to use on line investment bank Reviewed on: 7th February 2025

Great saving rate

5
Great saving rate, communication is just right, not too often or unnecessary. Reviewed on: 7th February 2025

Excellent communications, and competitive saving rates

5
Excellent communications, and competitive saving rates - Atom Bank provides a large amount of information which is simple to navigate setting up new accounts, understanding interest rate changes, and transfering money into and out of accounts. Reviewed on: 7th February 2025

App so easy to use and communication excellent

5
App so easy to use and communication excellent re when products ending etc. Reviewed on: 7th February 2025