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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Excellent experience

Excellent experience, easy to sign up and interest rate paid monthly Reviewed on: 5th February 2025

Best bank out there.

I was quite apprehensive about using a banking app and I backed out of a few before I finished the process. Then I found Atom and just trusted them straight away. Best thing I’ve done for my money and never had a seconds worry about it. This is a very special company and they’ve just get it right. Well done Atom. Reviewed on: 5th February 2025

Very easy to use and great rates.

Very easy to use and great rates. I would highly recommend their accounts. Reviewed on: 5th February 2025

Excellent Bank

I have been an Atom customer for the past 5 years. The app is really easy to use. Interest rates are competitive. If you do need to speak to someone you can quite easily with no long wait time. I would highly recommend Atom Bank. Reviewed on: 5th February 2025

no hassle banking that just works!

no hassle banking that just works!!! Reviewed on: 5th February 2025

Brilliant for savings accounts

Very easy to set up an account via the app and navigate through it. Interest rates also really competitive. Overall would definitely recommend Atom. Reviewed on: 5th February 2025

I’ve always had seamless transactions when depositin...

I’ve always had seamless transactions when depositing or withdrawing Reviewed on: 5th February 2025

Savings ...

I have always been pleased with all savings account I have had at atom, and open new account often.i suggest to others that they should do the same Reviewed on: 5th February 2025

Great service, great app, great value

The app is effective & informative - and secure. Easy to use and deal with funds in, out & transferring, documents are stored for review (nice touch), and the app notifies after deposit. Great rates. I like it :) Reviewed on: 5th February 2025

My experience banking with Atom bank has been seamle...

My experience banking with Atom bank has been seamless and efficient. Reviewed on: 5th February 2025

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