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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5011 reviews)

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4.91

Based on 5,011 reviews, last reviewed 5th Mar 2026

37800% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So simple in all aspects So simple in all aspects easy to manage easy access and secure in all Reviewed on: 5th March 2026

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5011)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Busy life, efficient service.

Atom offers a solid, efficient service which matches today's hurried life styles., secure whilst accessable, with competitive rates, intuitive app and alerts show information quickly and clearly. Reviewed on: 3rd May 2025

The administration side of the app and vault is very...

The administration side of the app and vault is very easy to understand and use. Reviewed on: 2nd May 2025

Simple sign up process, app very clear, good rates!

Simple sign up process, app very clear with good user interface, good interest rate. What more can you want?? Reviewed on: 2nd May 2025

On the phone-always ready to help.

On the phone-always ready to help. staff cheerful and knowledgeable. Easily understood Reviewed on: 1st May 2025

app easy to use ,funding is shown quickly as is any...

app easy to use ,funding is shown quickly as is any withdrawal Reviewed on: 1st May 2025

Easy to use, even if not the most competitive

At the time of opening a savings account, the interest rates were the best on the market. This has changed a little over time and whilst not the most competitive, the ease of set up and managing my account is easy and quick. Reviewed on: 30th April 2025

Atom App easy to use

The Atom App is easy to use, with multiple options to log into the App. The interest rates on savings accounts are very competitive and are usually better than competitor banks. The reward rate is fantastic as it combines the higher rate of a fixed savings account with the flexibility to make withdrawals if required. Reviewed on: 30th April 2025

Great no problems.

Great no problems. Excellent service Reviewed on: 29th April 2025

Atom - what’s not to like!

No issues with the app, does exactly what it says and easy to use with no issues. Love that can just check on my savings anytime very easily with no hassle at all. Reviewed on: 29th April 2025

App easy to use, good rates of interest

App easy to use, good rates of interest Reviewed on: 29th April 2025

Alternative products

Fixed rate bonds
from Nottingham Building Society 4.93 from 98 reviews
Direct Saver
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Savings
from Swansea Building Society 4.54 from 5 reviews

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