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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Having Faster Payments on an Instant Access account...

Having Faster Payments on an Instant Access account really does make it Instant Access. And the rate is good too Reviewed on: 5th February 2025

Pamela & Andrew

Good interest rates. Easy to set up online. Have had accounts for 3years. Excellent service. Reviewed on: 5th February 2025

I've had no problems with Atom so far, after several...

I've had no problems with Atom so far, after several years. Reviewed on: 5th February 2025

Love this bank for my savings!

Great easy banking with very good interest rates for savers Reviewed on: 5th February 2025

Easy to open accounts and a great app

Easy to open accounts and a great app Reviewed on: 5th February 2025

We have been using Atom bank for few years

We have been using Atom bank for few years now never had any problems Reviewed on: 5th February 2025

My favourite bank!

Very competitive interest rates and easy app to use Reviewed on: 5th February 2025

Excellent customer service always polite professiona...

Excellent customer service always polite professional and knowledgeable. Great interest rates on savings and easy to use online banking apps Reviewed on: 5th February 2025

Very good rates of interest.

Very good rates of interest. Easy to set up. Easy to down load app. Reviewed on: 5th February 2025

If Carlsberg did App banking

Seamless from start to finish with excellent rates and a first class reliable App Reviewed on: 5th February 2025

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