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Atom Bank: Savings reviews

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4.91
Based on 5,015 reviews, last reviewed 5th Mar 2026
38200% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Happy pensioner Always there, prompt and not being techy, found it easy to sort out accounts Reviewed on: 5th March 2026
Karen's avatar
Karen

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026
BG's avatar
BG
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5015)

Review of the Atom Bank, Savings:

Fantastic experience

5
Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025
Kate G's avatar
Kate G

Banking made easy

5
Super easy app, fast to use, as soon as bonds mature money is transferred Reviewed on: 28th April 2025
Anchie's avatar
Anchie

Excellent service, prompt with there replys to quest...

5
Excellent service, prompt with there replys to questions. Reviewed on: 27th April 2025
Michael K's avatar
Michael K

Good communication, competitive interest rates.

5
Good communication, competitive interest rates.Great little app Reviewed on: 27th April 2025
Smurf's avatar
Smurf

No hassle fair banking

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface, good communication at all times. I have used Atom for several years and have always found them to be excellent in every respect. Reviewed on: 26th April 2025
John C's avatar
John C

No hassle fair banking

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface Reviewed on: 26th April 2025
John C's avatar
John C

No hassle fair banking, easy to use, and a good sele...

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface Reviewed on: 26th April 2025
John C's avatar
John C

I've been with atom a few years on and off but I've...

4
I've been with atom a few years on and off but I've always been satisfied with them, Reviewed on: 26th April 2025
Stuart G's avatar
Stuart G

Very easy account to use and top interest rates.

5
Very easy to open the account and the app is dead simple to use. The interest rates are very good and competitive. I like that you only lose 1 month of top rate if you have to withdraw, then it goes back up again. Reviewed on: 26th April 2025
Dave S's avatar
Dave S

The app makes everything so easy

5
It is so easy to sign in to the app with an image of your face. All documents and details of the accounts are easy to find on the app and it is easy to open a new account. Reviewed on: 26th April 2025
Thelma S's avatar
Thelma S

Excellent Banking

5
Had our Mortgage with Atom and now have a savings account. We wouldn't hesitate recommending Atom as our experience has always been excellent. They are easy to contact and always very helpful and easy to understand. Reviewed on: 26th April 2025
Julia's avatar
Julia

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