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Atom Bank: Savings reviews

4.91
Based on 5,194 reviews, last reviewed 9th Apr 2026
27300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026
JamTomorrow's avatar
JamTomorrow

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Excellent rates of interest

5
So easy to use and offer excellent rates of interest Reviewed on: 5th February 2025

A good fair bank.

5
I’d recommend Atom bank & have to several people. I’ve been with Atom bank for a few years, they have always been more than helpful on the phone, and give a fair interest rate. All in all a golly good bank. Thank you. Reviewed on: 5th February 2025

Great banking, easy to use, user friendly.

5
Great banking, easy to use, user friendly. Reviewed on: 5th February 2025

All round excellence: rates, customer service, optio...

5
All round excellence: rates, customer service, options and accessibility Reviewed on: 5th February 2025

Easy to use great interest rates very secure

5
Easy to use great interest rates very secure Reviewed on: 5th February 2025

Easy peasy lemon squeezy!

5
Very easy to open an account and easy to move money once in Reviewed on: 5th February 2025

Quick to register and set up new account.

4
Quick to register and set up new account. Reviewed on: 5th February 2025

Great service, easy to use.

5
I joined Atom some years ago to invest some of my pension pot. It has been reassuring to know it is in safe hands and future year projections on the ROI. Reviewed on: 5th February 2025

Excellent banking experience with mobile app.

5
Excellent banking experience with mobile app. Reviewed on: 5th February 2025

Very easy to deal with.

5
Very easy to deal with. Great return on your savings Reviewed on: 5th February 2025

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