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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5208)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Excellent customer service

I find the Atom app user-friendly, easy to access and navigate. The products are clearly presented and structured. I also had a great customer experience when I could not access my Atom account. The customer care worker at Atom was competent, friendly, efficient and effective. I really enjoy banking with Atom. Reviewed on: 5th February 2025

Absolutely brilliant excellent bun and very helpful

Absolutely brilliant excellent bun and very helpful Reviewed on: 5th February 2025

Clear great rates supportive and helpful

Clear great rates supportive and helpful Reviewed on: 5th February 2025

The app is very easy to use.

The app is very easy to use. I have never had a problem and not had to ask for support. Reviewed on: 5th February 2025

Good rates.

Good rates. App easy to access, several ways to login. Reviewed on: 5th February 2025

Really efficient online app.

Really efficient online app. Quick and easy to use. Reviewed on: 5th February 2025

Very easy to use app.

Very easy to use app. Kept up to date and easy to login and check savings. Reviewed on: 5th February 2025

Very simple process from start to finish

Very simple process from start to finish, with the best and easiest to use website on the internet. Reviewed on: 5th February 2025

No complaints

I have no complaints about Atom and have been with them a few years. Everything is straight forward and easy to check via the Website Reviewed on: 5th February 2025

Atom was my first experience of using a banking app...

Atom was my first experience of using a banking app and I was nervous about doing it. However setting up my information on the app was very easy . I have only once had an issue with access to the app but this was quickly resolved by speaking to someone from Atom who explained exactly what I needed to do and gave me reassurance. I love that I get regular updates about my accounts- they seem to anticipate exactly what I need to know. I am really happy with my Atom experience and have already recommended Atom to family members. Reviewed on: 5th February 2025

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