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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Satisfied

Easy access, excellent condition to update accounts, would recommend Reviewed on: 5th February 2025

Seamless and intuititve.

Seamless and intuititve. Easy to use. Well designed. Reviewed on: 5th February 2025

Easiness to set up and good interest rates

Easiness to set up and good interest rates Reviewed on: 5th February 2025

Really great app which is easy to negotiate; best I’...

Really great app which is easy to negotiate; best I’ve used. Reviewed on: 5th February 2025

Top stuff, top bank

Simple to use site, straight forward without reams of pages to read, interest rates are better than others. Easy to contact if any queries. Reviewed on: 5th February 2025

Fixed rate savings plan

This is the second year I’ve used this bank for a fixed rate savings plan. Does what it says on the can! Reviewed on: 5th February 2025

Smooth and trouble free banking at touch of fingers.

Smooth and trouble free banking at touch of fingers. User friendly. Easy to navigate app. Reviewed on: 5th February 2025

The App is well designed and easy to use and they of...

The App is well designed and easy to use and they offer a great range of savings options with good interest rates Reviewed on: 5th February 2025

Top of their GAME

Fair interest rates: easy to navigate App::Always kept in the loop before account maturity- plenty of easy to understand options. It’s how banking should be. One of the best App based banks in the business.upon maturity I rarely change to another bank, Atom are always Competitive! Reviewed on: 5th February 2025

Easy to use good rates of return

Easy to use good rates of return Reviewed on: 5th February 2025

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