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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5208)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Decent saving rates and timely credit each month.

Decent saving rates and timely credit each month. Reviewed on: 5th February 2025

Easy deposits and withdrawals

Incredibly easy to open an account and withdrawals are instant you're always made aware when you have deposited money Reviewed on: 5th February 2025

Simple straightforward on line banking no frills or...

Simple straightforward on line banking no frills or complications.easy to log in .All transactions are easily understood. Very satisfying Reviewed on: 5th February 2025

Brilliant Atom

I have never had a problem with Atom. They have been brilliant in all my dealings with them. I feel I am being listened too if I’ve had problem Reviewed on: 5th February 2025

Satisfied

Easy access, excellent condition to update accounts, would recommend Reviewed on: 5th February 2025

Seamless and intuititve.

Seamless and intuititve. Easy to use. Well designed. Reviewed on: 5th February 2025

Easiness to set up and good interest rates

Easiness to set up and good interest rates Reviewed on: 5th February 2025

Really great app which is easy to negotiate; best I’...

Really great app which is easy to negotiate; best I’ve used. Reviewed on: 5th February 2025

Top stuff, top bank

Simple to use site, straight forward without reams of pages to read, interest rates are better than others. Easy to contact if any queries. Reviewed on: 5th February 2025

Fixed rate savings plan

This is the second year I’ve used this bank for a fixed rate savings plan. Does what it says on the can! Reviewed on: 5th February 2025

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