Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

View other Atom Bank products

4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Atom Bank Fixed Saver

I have saved with Atom Bank virtually since the Bank opened. I have always found their savings rates to be the best or amongst the best. I have never experienced a problem with Atom and when an account matures and you want your money back it is paid straightaway, instantly unlike some other savings institutions. Reviewed on: 12th April 2024

Easy to set up using the app and competitive interes...

Easy to set up using the app and competitive interest rate. Reviewed on: 12th April 2024

Speedy Transfers

It's not the best interest rate a lot of the time, but it's there or thereabouts. What is impressive is the speed of the transfers - beats traditional banks into a cocked hat Reviewed on: 11th April 2024

Friendly, easy to use, and super competitive rates

When I first signed up to Atom Bank I found it the easiest experience I’d ever had using a banking app for a savings product. I absolutely love the style and approach taken by Atom which is fun, easy to use (always), informative. The Fixed Saver I now have with Atom is providing a highly competitive rate. I am now a loyal customer. Reviewed on: 11th April 2024

Very clear app, excellent range of products with com...

Very clear app, excellent range of products with competitive rates which are promptly updated. Straightforward to sign up for new products. Reviewed on: 11th April 2024

My third year with this Bank Great Rates of interest...

My third year with this Bank Great Rates of interest, Great App secure and easy to use, Great customer service.. what more could you ask for other then high street branches. Reviewed on: 11th April 2024

Atom bank savings

Easy to use app,interest rates always competitive.Easy to deal with queries through the chat box.Given plenty of notice when fixed saver matures and your options Reviewed on: 11th April 2024

The whole process is extremely user friendly.

The whole process is extremely user friendly. They have very competitive interest rates, everything is clear on the App, and their help centre is easy to negotiate. Reviewed on: 11th April 2024

More than happy to recommend

Always had good interest rates and when needed help desk friendly and efficient Reviewed on: 11th April 2024

I am a new client.

I am a new client but my experience with Atom has been second to none. You can actually speak to a real person. Their response time to emails is very prompt and you have your answer almost immediately. I would highly recommend Atom. In fact this company was referred to me by my friend who also does business with Atom. Well done! Reviewed on: 11th April 2024

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from No1 CopperPot Credit Union 4.67 from 5 reviews
Personal Savings
from Hampshire Trust Bank 4.40 from 10 reviews
Savings accounts
from Tandem 4.71 from 210 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub