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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Always very helpful, especially when having problems...

Always very helpful, especially when having problems with technology! Reviewed on: 11th April 2024

Easy to set up the account.

Easy to set up the account.Excellent communication.Easy use of the app.No problems at all . Reviewed on: 11th April 2024

Easy application

Easy application, straight forward to set up online. Confirmation immediate Reviewed on: 11th April 2024

Fabulous bank

Brilliant bank with excellent service and interest rates. Reviewed on: 11th April 2024

Easy to deal with.

Easy to deal with. Website clear on details. Any queries dealt with in a timely manner. Easy to open accounts. Full information and availability on same screen. Follow up emails and reminders sent. Access available 24/7. Reviewed on: 11th April 2024

The app-only bank is easy to use, with handy access...

The app-only bank is easy to use, with handy access at your fingertips. The interest rate was very competitive and a safe place to invest a little nest egg. Reviewed on: 10th April 2024

Just a first class service and good interest rates.

Just a first class service and good interest rates. Easy to operate and good Security options Reviewed on: 10th April 2024

I have opened a fixed rate with Atom bank for a peri...

I have opened a fixed rate with Atom bank for a period of two years once it has matured I will gain a good interest rate this will give me the opportunity to use the money to expand my business Reviewed on: 10th April 2024

Awesome Atom Bank

Simple and painless, everything just works with Atom and the savings rates are very competitive Reviewed on: 10th April 2024

Best rate for fixed saver.

Very easy app to navigate and informative too. Regular information emails are helpful. I like that I can have interest paid out monthly and the interest rates are some of the best available. Reviewed on: 10th April 2024

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