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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5208)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Just a first class service and good interest rates.

Just a first class service and good interest rates. Easy to operate and good Security options Reviewed on: 10th April 2024

I have opened a fixed rate with Atom bank for a peri...

I have opened a fixed rate with Atom bank for a period of two years once it has matured I will gain a good interest rate this will give me the opportunity to use the money to expand my business Reviewed on: 10th April 2024

Awesome Atom Bank

Simple and painless, everything just works with Atom and the savings rates are very competitive Reviewed on: 10th April 2024

Best rate for fixed saver.

Very easy app to navigate and informative too. Regular information emails are helpful. I like that I can have interest paid out monthly and the interest rates are some of the best available. Reviewed on: 10th April 2024

Easy to use even for us oldies !!

Good rate - easy to access - even for the older generation. Clear and easy instructions when using the app. Reviewed on: 10th April 2024

Just very efficient, easy to use and extremely compe...

Just very efficient, easy to use and extremely competitive on rates Reviewed on: 10th April 2024

Fabulous, informative and simple.

Fabulous, informative and simple. I have a number of accounts with atom, always great and when i needed assistance they're always so helpful Reviewed on: 10th April 2024

Great rates and easy to open Fixed Saver Accounts

It is very easy to open a fixed savings account with Atom via their app. The app is simple and straightforward to use to manage your fixed saver accounts. Their rates are competitive and offer a variety of fixed terms. The app also shows how much interest an account will earn with interactive illustartions. Good communication from Atom regarding the accounts via notifications and emails. Reviewed on: 10th April 2024

Best to invest with!

In my 7 year experience with Atom Bank I have had nothing but excellent service and most importantly, excellent investment rates. I have been kept well informed throughout every investment I have made. I trust Atom Bank implicitly. Reviewed on: 10th April 2024

Using the Atom app

I don’t find apps easy to navigate, but the Atom app was no problem. All actions were completed quickly an d instructions were easy to follow Reviewed on: 10th April 2024

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