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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

It was very easy and secure to set up my application...

It was very easy and secure to set up my application via Atom's app. They use facial recognition so you know the app is safe to use. Having tried and failed to open an account with a competitor - who didn't have an app and required correspondence via post - this was a faultless experience. Reviewed on: 10th April 2024

Easy to set up and great saving rate

Easy to set up and great saving rate Reviewed on: 10th April 2024

Super easy application, easy to manage through the a...

Super easy application, easy to manage through the app and gives pretty good interest rates. Reviewed on: 10th April 2024

Fixed Saver

Opened a fixed saver through the app. Very easy to do. Reviewed on: 10th April 2024

Excellent product, very competitive rates.

Excellent product, very competitive rates. This company's communications are superb and their digital offering is very good. Really easy to see what your savings are worth and how they'll grow over the term of the account. Reviewed on: 10th April 2024

I cannot fault it

I cannot fault it, because the process to open and fund my account, was simple and straight forward. Reviewed on: 10th April 2024

Best interest rate.

Best interest rate. Easy to manage. Great App. Trustworthy and reliable. Reviewed on: 10th April 2024

4 years great service

I have been with Atom for around 4 years and its been so straight forward to deal with, although it's web based it is very straightforward so I would not hesitate to recommend this bank. Reviewed on: 10th April 2024

Atom have been brilliant each time I have needed to...

Atom have been brilliant each time I have needed to phone them..extremely helpful and I would high recommend them Reviewed on: 10th April 2024

I had a great experience saving with Atom Bank.

I had a great experience saving with Atom Bank. Their app is fast and user-friendly. It is also very secure with multiple biometric sign-in options as well as the traditional password. Reviewed on: 10th April 2024

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