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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5208)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Best interest rate.

Best interest rate. Easy to manage. Great App. Trustworthy and reliable. Reviewed on: 10th April 2024

4 years great service

I have been with Atom for around 4 years and its been so straight forward to deal with, although it's web based it is very straightforward so I would not hesitate to recommend this bank. Reviewed on: 10th April 2024

Atom have been brilliant each time I have needed to...

Atom have been brilliant each time I have needed to phone them..extremely helpful and I would high recommend them Reviewed on: 10th April 2024

I had a great experience saving with Atom Bank.

I had a great experience saving with Atom Bank. Their app is fast and user-friendly. It is also very secure with multiple biometric sign-in options as well as the traditional password. Reviewed on: 10th April 2024

feeling good

app is good interest rate is good com with company is good. Reviewed on: 10th April 2024

App-based banking like it should be

Very straightforward account setup with solid security arrangements. Reviewed on: 10th April 2024

Great bank with great customer swrvice

Very straight forward and responsive service. Always available. Great return on capital. Reviewed on: 10th April 2024

Always give a very competitive rate.

Always give a very competitive rate and the app is very easy to navigate. I have made use of a mixture of different term savers to take advantage of the best rates and locking them in. Reviewed on: 10th April 2024

Great Service, highly recommend

Good overall service. App is straightforward to use, rates are good so far. Can't complain. Reviewed on: 10th April 2024

Good experience using the app.

Good experience using the app. Very easy to apply for fixed rate savers, with a proven history of competitive rates Reviewed on: 10th April 2024

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