Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,194 reviews, last reviewed 9th Apr 2026
27300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026
JamTomorrow's avatar
JamTomorrow

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Atom combine ease of use with competitive rates

5
Atom combine ease of use with competitive savings rates. Their app is easy to use and they are good at keeping me informed about changes to accounts and upcoming maturity decisions. Reviewed on: 17th January 2024

Easy to access app, simple view, excellent products...

5
Easy to access app, simple view, excellent products with great rates. Reviewed on: 17th January 2024

Fab support great products helpful

5
Fab support great products helpful Reviewed on: 15th January 2024

I really value Atom bank customer support-really qui...

5
I really value Atom bank customer support-really quick and easy resolution to my queries Reviewed on: 14th January 2024

The bank provide good user experience through an eas...

5
The bank provide good user experience through an easy to use app and the fixed rates are very competitive against the market. The user experience combined with this food rate made me choose Atom. Reviewed on: 13th January 2024

Excellent market leading rates, best in class user e...

5
Excellent market leading rates, best in class user experience and great design. Reviewed on: 12th January 2024

Great online app, competitive rates,

5
Great online app, competitive rates, Atom not afraid to change rates positively when the market allows, unlike some companies/banks etc who wait on lower rates for a while. Reviewed on: 12th January 2024

Atom always provides a good range of products and ac...

5
Atom always provides a good range of products and accessible customer service. Reviewed on: 12th January 2024

No hesitation to recommend

5
Great app and savings rate - everything slick and just works. Have recommended numerous times. Reviewed on: 11th January 2024

Accounts very easy to open, interest paid promptly.

5
Accounts very easy to open, interest paid promptly. Reviewed on: 11th January 2024

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products