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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

simple, safe, secure

atom provide banking that's simple, safe & secure whilst offering competitive interest rates to help you build your cash pot Reviewed on: 11th February 2026

Clear instructions and options

App is very clear when anything needs to be done. Options are explained, and decisions can be carried out straightforwardly. Reviewed on: 11th February 2026

Great overall performance well done

Great overall performance well done Reviewed on: 11th February 2026

Great value for money!

I’ve been with Atom for a few years now and always found that they offer innovative products and competitive interest rates. The App is easy to use and provides all necessary information. Reviewed on: 11th February 2026

Consistently good service from this bank.

Consistently good service from this bank. Theirs is a straightforward, good value proposition that delivers. Reviewed on: 11th February 2026

Found investing with Atom through the app very easy...

Found investing with Atom through the app very easy and updates are good Reviewed on: 11th February 2026

Atom bank has given me excellent service since I joi...

Atom bank has given me excellent service since I joined. I could not fault any of their services or ease of using Atom Bank Reviewed on: 11th February 2026

Rate dropped steeply after opening

Took out my Atom account last July no sooner that I did the rate plummeted to way below the BoE reduction, luckily they offered an alternative at a marginally better rate but I had to lock it for a tear Reviewed on: 11th February 2026

I've been with Atom bank for 2 years.

I've been with Atom bank for 2 years. It was easy to set up on the app, and easy to navigate around the site. I have changed my account within the site a couple of times to suit my needs. I would highly recommend Atom bank, and have done so. Reviewed on: 11th February 2026

Great Service

Fast, friendly efficient service Reviewed on: 11th February 2026

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