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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Great value for money!

I’ve been with Atom for a few years now and always found that they offer innovative products and competitive interest rates. The App is easy to use and provides all necessary information. Reviewed on: 11th February 2026

Consistently good service from this bank.

Consistently good service from this bank. Theirs is a straightforward, good value proposition that delivers. Reviewed on: 11th February 2026

Found investing with Atom through the app very easy...

Found investing with Atom through the app very easy and updates are good Reviewed on: 11th February 2026

Atom bank has given me excellent service since I joi...

Atom bank has given me excellent service since I joined. I could not fault any of their services or ease of using Atom Bank Reviewed on: 11th February 2026

Rate dropped steeply after opening

Took out my Atom account last July no sooner that I did the rate plummeted to way below the BoE reduction, luckily they offered an alternative at a marginally better rate but I had to lock it for a tear Reviewed on: 11th February 2026

I've been with Atom bank for 2 years.

I've been with Atom bank for 2 years. It was easy to set up on the app, and easy to navigate around the site. I have changed my account within the site a couple of times to suit my needs. I would highly recommend Atom bank, and have done so. Reviewed on: 11th February 2026

Great Service

Fast, friendly efficient service Reviewed on: 11th February 2026

Top Marks!

Excellent interest rates, convenient & easy app to navigate. Very good security systems. Prompt & efficient customer service. My personal experience with Atom has given me great confidence in them. Top marks from me! Reviewed on: 11th February 2026

Easy to use.

Easy to use. Regular interest paid on time. No hassle transferring money in or out. Reviewed on: 11th February 2026

New account

Easy to set up new account, easy app to use good rates Reviewed on: 11th February 2026

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