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Atom Bank: Savings reviews

4.91
Based on 5,035 reviews, last reviewed 5th Mar 2026
40100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Super easy to use app makes saving and moving money... Super easy to use app makes saving and moving money simple I often struggle with online things but this app is so easy Reviewed on: 5th March 2026
AS's avatar
AS

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026
BG's avatar
BG

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5035)

Review of the Atom Bank, Savings:

Fantastic experience

5
Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

Atom is easy to use and offers good products

5
Atom is easy to use and offers good products Reviewed on: 26th April 2025

Great service and helpful advice

5
The App is very easy to use and I have had good service all the time I have needed to contact them. They provide help and advice in a friendly caring way. Reviewed on: 25th April 2025

Great banking app

5
Easy to use interface, simple to get help/support & good rates. Reviewed on: 25th April 2025

East to use app

5
Always found the app easy to navigate. Updated information regularly. Reviewed on: 25th April 2025

Atom bank is great, good interest rates for savers

5
Atom bank is great, good interest rates for savers and excellent communication for changes to the account. Reviewed on: 25th April 2025

Great bank

5
Great App, easy to open and manage accounts Reviewed on: 25th April 2025

Easy to apply for a savings account.

5
Easy to apply for a savings account. Great choice of terms for fixed savings accounts with very competitive interest rates. Same applies for the Instant Saver. Fantastic app for controlling your accounts. Very Secure. My wife is now also a customer because of the above. Reviewed on: 25th April 2025

All good experiences

5
All good experiences - easy to start an account with an easy to use app Reviewed on: 25th April 2025

Everything about Atom is five star

5
I've been impressed with Atom since my first interaction. The app is great and customer service was very helpful when I needed to change my address. Reviewed on: 24th April 2025

Great online bank with competitive interest rates

3
Been good so far though very little email contact from bank or notification nudges. Seems like that could be much stronger app good to use but could also be more upfront with money suggestions etc. Reviewed on: 24th April 2025