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Atom Bank: Savings reviews

Name: Savings
Rating: 4.92 (4964 reviews)

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4.92

Based on 4,964 reviews, last reviewed 4th Mar 2026

16700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

This is my first year with atom bank and I think it... This is my first year with atom bank and I think it has been the best or the interest rate as other banks were lower Reviewed on: 4th March 2026

Latest lowest rating:

2

saving rate When I joined 2y ago saving rate above average, now well below average Reviewed on: 4th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4964)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Great app.

Great app. Clean, friendly and not too much information Reviewed on: 21st April 2025

Easy to use app- competitive rates- clear instructions

Easy to use app- competitive rates- clear instructions Reviewed on: 21st April 2025

Fabulous Bank

Great customer service with very helpful telephone line operators, very easy to use App and excellent interest rates. Reviewed on: 21st April 2025

Love Atom

Love using Atom bank. App easy to navigate and customer service next to none. Reviewed on: 21st April 2025

No more leaving my excess money in my current account

After leaving my excess money in my current account I was looking for an accessible online account that offered higher interest rates comparable to an ISA. The ATOM was easy to set up on my iPad, the app provides real time updates on the interest I am earning on my savings. Reviewed on: 21st April 2025

Good banking app!

Set up is easy, rates very competitive. I feel safe using it. Money transfer is quick and instant. Easy to check balance via app. Reviewed on: 21st April 2025

Always get good interest rate with Atom.

Been investing with Atom for several years now, had always got a great interest return. Reviewed on: 21st April 2025

Trustworthy & Reliable

Atom bank has a good reputation on other financial websites, and other media, such as Martin Lewis money program. They have always made transactions for the end user straight forward and simple to understand. I have found them to be "reliable" Reviewed on: 21st April 2025

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Excellent Experience

The Atom Bank App gives easy access and I've never experienced problems in the 2.5 years I've had an account. It seems very secure but also it's easy to transfer money from and to. Overall an excellent experience. Reviewed on: 21st April 2025

Alternative products

Saver
from Triodos Bank 4.87 from 130 reviews
Regular Saver
from HSBC 4.42 from 25 reviews
Fixed rate bonds
from Nottingham Building Society 4.93 from 98 reviews

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