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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Simple no fuss excellence.

Great response from appreciative staff if needed, and you are kept in the frame with straightforward texts of anything that might need attention. Their operation returns competitive interest rates and the app portal is very user friendly but with no unnecessary info to cloud the operation. I am delighted with what they do and how they support the customer. Would definitely recommend Atom to anyone. Reviewed on: 21st March 2023

Excellent interest rates

Excellent interest rates and very easy to use on line Reviewed on: 21st March 2023

Very good

Very easy transaction.all done online without any bother Reviewed on: 21st March 2023

Easy & efficient; No hassle

It's all straightforward with simple, direct language used. Nothing tricky about it. And really good interest rates for their products. What's not to like? Reviewed on: 19th March 2023

Very competitive rates

I’ve had several fixed saver accounts and have recommended this banking app to family and friends Reviewed on: 17th March 2023

Competitive Fixed Saver account

Competitive Fixed Saver account. Excellent client service. Very understanding empathetic team. They always put the customer first. Reviewed on: 16th March 2023

Great rate of interest

Great interest rate for fixed savings Reviewed on: 16th March 2023

great service

Money movements are instant, app is intuitive and clear. Recommended! Reviewed on: 16th March 2023

Easy as 1,2,3

So simple to set up, app is super simple, now I just need to wait for my interest accurals in my fixed deposit! I gladly transferred over from a major high street bank since it did not have as high prefential interest rates. Reviewed on: 16th March 2023

Recommend

Fast,easy to work with,good interest rate. Reviewed on: 16th March 2023

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