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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Great rate, easy app to use.

Totally seamless, and access to a market leading savings rate. Reviewed on: 2nd March 2023

I tell everyone about Atom!

It's so easy to open an account, and the app has everything I need. I recommend Atom to all my friends and family! Reviewed on: 2nd March 2023

Really simple to use and great rates

I've always found the app to be easy to use and the customer service to be friendly and quick to respond if I have ever needed anything. The rates are pretty great as well Reviewed on: 2nd March 2023

Application to funding in minutes

From downloading the App to registering my details, from choosing a product to then funding it was such a quick easy process. I also love the notifications, their social ethics and the Atom brand! Reviewed on: 2nd March 2023

Amazing

All round amazing. All round amazing. All round amazing. All round amazing. All round amazing Reviewed on: 2nd March 2023

Amazing Bank

Fantastic rates. Easy to use app. Reviewed on: 2nd March 2023

amazing rates and simple app

amazing rates and simple app, easy to set up and dont get spammed! Reviewed on: 2nd March 2023

Five Star Service

I have both a Instant Saver and Fixed Saver. Their rates are excellent, with an efficient and simple app. Reviewed on: 1st March 2023

Better interest rate than most and easy to use

The app is very intuitive and easy to track how your savings are growing. Better interest rates than most although you may be able to find better elsewhere. Rates have been going up with BoE rates which is good. Reviewed on: 28th February 2023

Superb company; great rates

Really innovative and superb rates. They change their rates regularly based on BoE rate quickly. Reviewed on: 28th February 2023

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