Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
13900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5209)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Easy to use and great product

5
Best rate on the market at the time of opening and app was easy to use Reviewed on: 2nd March 2023

Fast and simple

5
Very intuitive App - was able to download and get saving in minutes, without the need to speak to anyone! Reviewed on: 2nd March 2023

Paving the way

5
Best fixed rate saver on the market, this little bank is going to be a huge disrupter to the big high-street banks in the near future Reviewed on: 2nd March 2023

Better than my high street bank (which is no longer on my high street)

5
2.9% more than my main bank why would anyone save with anyone other than Atom Bank. Reviewed on: 2nd March 2023

Excellent products

5
Great rates, easy access, fabulous bank Reviewed on: 2nd March 2023

Great rate, easy app to use.

5
Totally seamless, and access to a market leading savings rate. Reviewed on: 2nd March 2023

I tell everyone about Atom!

5
It's so easy to open an account, and the app has everything I need. I recommend Atom to all my friends and family! Reviewed on: 2nd March 2023

Really simple to use and great rates

5
I've always found the app to be easy to use and the customer service to be friendly and quick to respond if I have ever needed anything. The rates are pretty great as well Reviewed on: 2nd March 2023

Application to funding in minutes

5
From downloading the App to registering my details, from choosing a product to then funding it was such a quick easy process. I also love the notifications, their social ethics and the Atom brand! Reviewed on: 2nd March 2023

Amazing

5
All round amazing. All round amazing. All round amazing. All round amazing. All round amazing Reviewed on: 2nd March 2023

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products