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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Great interest rates

Accounts are very easy to set up, got all the security features and very competitive interest rates Reviewed on: 20th February 2023

Good product

Good product and interest rate. Easy to use app Reviewed on: 20th February 2023

Great app

Fantastic banking app with great rates Reviewed on: 20th February 2023

Great Online Banking

Setting up online banking is straightforward and interest rates for fixed accounts are very competitive. Reviewed on: 17th February 2023

Convenient and best rates

I've been a customer of Atom Bank for three years and I can say it is one of the most convenient banks in terms of opening and managing your accounts. Nice and easy app and usually the best rates on the market. Very happy with them. Reviewed on: 17th February 2023

Easy to keep money away

The process of opening a fixed saver account was very easy and only took me a few minutes. The fixed saver account also offered one of the best interest rates I found, so happy to have set up an account. Reviewed on: 13th February 2023

Class

Great savings interest. App is very simple to use and also very aesthetically pleasing. Query resolved within about 3 minutes when I had a question to ask Reviewed on: 10th February 2023

Simple and easy

Simple and easy to open an account and fund. Super swift for login and really easy to use and understand Reviewed on: 9th February 2023

Excellent app based bank

Excellent app based bank. So easy to use, and I'm not mobile savvy. Good rates, and easy to operate. Reviewed on: 9th February 2023

Think people, think Atom Bank

Atom continues to focus on their customers want and needs. Any feedback given, it’s all taken on board. Atom have progressed year on year since starting and always strive to give the customer exactly what they want. The customer is the priority. Reviewed on: 9th February 2023

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