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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5014 reviews)

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4.91

Based on 5,014 reviews, last reviewed 5th Mar 2026

38100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fast and easy way to save money at extremely favoura... Fast and easy way to save money at extremely favourable rates. Reviewed on: 5th March 2026

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5014)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Been with Atom for a few years and not been let down.

Been with Atom for a few years and not been let down. Convenient no hassle banking. Flexible with good range of choice. Reviewed on: 20th April 2025

Easy to use, good interest rate, available 24/7

Easy to use, good interest rate, available 24/7 Reviewed on: 20th April 2025

Atom gave the best fixed interest rate for my 2 year...

Atom gave the best fixed interest rate for my 2 year cash investment. Reviewed on: 20th April 2025

Best bank ever

Very good in all aspects of the bank., good with fixed rates, very competitive., bank that you can trust. Reviewed on: 20th April 2025

Excellent service, excellent rates and easy to use app.

Excellent service, excellent rates and easy to use app. Reviewed on: 20th April 2025

Great experience with Atom Bank!

"Atom Bank has completely transformed my banking experience. The app is sleek, intuitive, and easy to use, making everything from savings to loan applications a breeze. I’ve especially appreciated their competitive interest rates and customer-first approach—it's clear they’re genuinely trying to innovate in the digital banking space. The customer service has been responsive and helpful every time I’ve had a question. I’d highly recommend Atom Bank to anyone looking for a modern, trustworthy, and forward-thinking financial partner. Reviewed on: 20th April 2025

Banking on phone.

Good interest rates, easy to check balance with facial recognition. Reviewed on: 20th April 2025

Easy to use and info easily available

Easy to use and info easily available Reviewed on: 20th April 2025

Faultless service.

Faultless service. Great products and interest rates. Reviewed on: 20th April 2025

service and efficiency are second to none

This is the second year I have had a savings account with Atom and I have been delighted with the service and efficiency I have received. Reviewed on: 20th April 2025

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