Smart Money People Logo
Go to business site
Share this page
Link copied

Atom Bank: Savings reviews

View other Atom Bank products
4.91
Based on 5,144 reviews, last reviewed 6th Mar 2026
50200% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

reasonable interests, easily accessable via mobile b... reasonable interests, easily accessable via mobile banking app Reviewed on: 6th March 2026
R Polkey's avatar
R Polkey

Latest lowest rating:

1

Unable to open the app and no help from Atom staff. Unable to open the app and no help from Atom staff. Reviewed on: 5th March 2026
Keith C's avatar
Keith C
Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5144)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025
Darren D's avatar
Darren D

Great service and helpful advice

5
The App is very easy to use and I have had good service all the time I have needed to contact them. They provide help and advice in a friendly caring way. Reviewed on: 25th April 2025
Patricia F's avatar
Patricia F

Great banking app

5
Easy to use interface, simple to get help/support & good rates. Reviewed on: 25th April 2025
Phoebe B's avatar
Phoebe B

East to use app

5
Always found the app easy to navigate. Updated information regularly. Reviewed on: 25th April 2025
Jane W's avatar
Jane W

Atom bank is great, good interest rates for savers

5
Atom bank is great, good interest rates for savers and excellent communication for changes to the account. Reviewed on: 25th April 2025
Lel P's avatar
Lel P

Great bank

5
Great App, easy to open and manage accounts Reviewed on: 25th April 2025
Chris's avatar
Chris

Easy to apply for a savings account.

5
Easy to apply for a savings account. Great choice of terms for fixed savings accounts with very competitive interest rates. Same applies for the Instant Saver. Fantastic app for controlling your accounts. Very Secure. My wife is now also a customer because of the above. Reviewed on: 25th April 2025
Michael C's avatar
Michael C

All good experiences

5
All good experiences - easy to start an account with an easy to use app Reviewed on: 25th April 2025
Janet's avatar
Janet

Everything about Atom is five star

5
I've been impressed with Atom since my first interaction. The app is great and customer service was very helpful when I needed to change my address. Reviewed on: 24th April 2025
Clare A's avatar
Clare A

Great online bank with competitive interest rates

3
Been good so far though very little email contact from bank or notification nudges. Seems like that could be much stronger app good to use but could also be more upfront with money suggestions etc. Reviewed on: 24th April 2025
Chris B's avatar
Chris B

Great bank

5
Easy to set up and good interest. Reviewed on: 24th April 2025
UJU's avatar
UJU

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank

  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill