Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,164 reviews, last reviewed 7th Mar 2026
52100% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I have had a great experience with Atom very pleased... I have had a great experience with Atom very pleased with it , would not change.very easy to withdraw money and also to depositit Reviewed on: 7th March 2026
Jean Dicken's avatar
Jean Dicken

Latest lowest rating:

1

Unable to open the app and no help from Atom staff. Unable to open the app and no help from Atom staff. Reviewed on: 5th March 2026
Keith C's avatar
Keith C

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5164)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

I've been saving with ATOM for many years.

5
I've been saving with ATOM for many years. Range of products and interest rates are what I was initially drawn to, coupled with a positive recommendation from the Martin Lewis TV programme. Customer service has always been great ! Reviewed on: 22nd April 2025

Easy to set up, save and understand your investment

5
Easy to set up, save and understand how your investment will work. Good range of saving options that are easy to understand. I've used Atom for the last two years and can't think of any drawbacks, so that is also a benefit. Reviewed on: 22nd April 2025

Simple and Consistent Interest

5
Clear layout and consistent interest rate Reviewed on: 22nd April 2025

Easy to open account and straight forward app.

5
Easy to open account and straight forward app. Competitive interest rates Reviewed on: 22nd April 2025

The app is super easy to use.

5
The app is super easy to use. The communication - both app and email - is clear and concise Reviewed on: 22nd April 2025

Friendly efficient call handlers.

5
Don't have to call them much but when I do it's always a friendly efficient person to answer my enquiries who picks up the phone. Reviewed on: 22nd April 2025

Easy to use App

5
Have used Atom for a number of years. Great App very easy to use. Reviewed on: 22nd April 2025

the best product to save money.

5
Researched the best product to save money. Atom came top. They offer many products that help you build. Short or long term with good return. Accessible app easy to navigate. Recommended to family Reviewed on: 22nd April 2025

High interest on a monthly basis

4
High interest on a monthly basis Reviewed on: 22nd April 2025

Best bank for savings

5
Easy to use app, excellent savings rates and keeps you informed Reviewed on: 22nd April 2025