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Atom Bank: Savings reviews

4.91
Based on 5,165 reviews, last reviewed 7th Mar 2026
52200% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I like the app. I like the app. It’s easy to use. It feels secure. Reviewed on: 7th March 2026
Sarah G's avatar
Sarah G

Latest lowest rating:

1

Unable to open the app and no help from Atom staff. Unable to open the app and no help from Atom staff. Reviewed on: 5th March 2026
Keith C's avatar
Keith C

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5165)

Review of the Atom Bank, Savings:

Fantastic experience

5
Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

I was recommended by a good friend to Atom who assur...

4
I was recommended by a good friend to Atom who assured me as I had not used app banking before. I have set up a couple more savings accounts on it since first matured and introduced someone else to it. I am not most tech savvy person but find the app easy to use and products easy to compare with savings percentages being open to all and not limited to high sum investments. I don’t always have a lot to save but it helps I can choose even 6 months and get a return, or 9 to 12 months depending on why I am saving. At maturity the money is returned with interest to my nominated account hassle free. Reviewed on: 21st April 2025

So easy to use and great communication with good ret...

5
So easy to use and great communication with good returns. My husband is setting his up today Reviewed on: 21st April 2025

Excellent saving rates.

5
I started saving with Atom several years ago and found their saving rates excellent, Always competitive and always the better rate. Using the online App I found it very easy to use and able to check on my savings regularly. Reviewed on: 21st April 2025

Easy to use website.

4
Easy to use website,professional helpful service and competitive interest rates. Reviewed on: 21st April 2025

Very convenient and good interest rate.

5
Very convenient and good interest rate. Reviewed on: 21st April 2025

Website is very easy to use.

5
Website is very easy to use. Face ID is brilliant for keeping it safe. Very happy for you to be looking after my savings. Reviewed on: 21st April 2025

Atom offer excellent rates, the app and contacting c...

5
Atom offer excellent rates, the app and contacting customer services is easy to use Reviewed on: 21st April 2025

Easy banking

5
Really straightforward to use. Easy banking. Reviewed on: 21st April 2025

Good app, efficient quick and clear.

5
Good app, efficient quick and clear. Interest rates responsive to current financial situation. Reviewed on: 21st April 2025

Good rates and always there when required.

5
Good rates and always there when required. Reviewed on: 21st April 2025

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