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Atom Bank: Savings reviews

4.83
Based on 796 reviews, last reviewed 6th Feb 2025
12933% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
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5%
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6%

Latest highest rating:

5

From first deposit to current day excellent service,... From first deposit to current day excellent service, communication with no issues. Reviewed on: 6th February 2025
David B's avatar
David B

Latest lowest rating:

1

Satisfied Easy access, excellent condition to update accounts, would recommend Reviewed on: 5th February 2025
josie Rowson 's avatar
josie Rowson

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (796)

difficult to log on

1
Have wasted 2 hours trying to log on. even rang and contacted them online but all they came up with was reload the app each time, I have an account already but cannot access it through the android app have used up all suggestions on how to log on. This app is useless. Reviewed on: 12th June 2017
Reply from Atom Bank Hi Brian, Thank you for leaving this - we appreciate all feedback, especially if we can help our customers remedy the issue. It's always disappointing to hear when a customer feels let down by the app, so I'd like to ask you to give us a call on 0333 399 0050 and we can discuss this further with you. I'd love for us to fix the issue for you as it sounds like something with a relativity simple resolution. Please get in touch so we can troubleshoot this, Brian. Again, thanks for leaving this review and we look forward to hearing from you. Response date: 14th June 2017
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GOD SEND APP!

5
I have always gone for easy access accounts and found them dull and boring I've found this fun to set up and with voice and face recognition the app feels great for security factor. I had no problems setting up and spoke to customer service advisors Paul and Julie via online chat who was very helpful with a few questions I had. It would be nice for customers to be able to develop their own logo but I guess there will hope for this in the future. I really can't fault it at all... keep up the good work Atom Reviewed on: 25th March 2017
Reply from Atom Bank Thanks so much for taking the time to write this review, Kellie. It's great that you find our app refreshing to use and we're happy to hear you can tell security is a big deal to us! Customers can create their own colour pallet and personalise the look of the app to ensure it is individual - we do have a logo functionality in there too, however we do like feedback on things you'd like to see included in the app, so thank you for your input. We will keep up the good work, Kellie! Response date: 27th March 2017
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Beyond frustrating

2
Tried to open an account via the amazing app and after 3 attempts I still couldn't give them my money. Sounds like this is a common problem! I'll wait until the app is a bit more developed. Reviewed on: 12th March 2017
Reply from Atom Bank Thanks for leaving your review Andrew, I'm sorry to hear your experience with our app wasn't a smooth one. We're constantly updating and we do take all customer feedback on board as we continue to develop our app. We'd like to speak with you to see if there is anything more we can do to help, you can reach us 24/7 on 0333 399 0050. Response date: 22nd March 2017
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Very easy to setup.

5
Only took a few minutes to setup and use atom bank app. Reviewed on: 10th March 2017

USELESS

1
Have today tried to open a 1 year fixed rate account at 2%. App told me I couldn't. Called their helpline number and was told there could be a number of reasons for this. The main one seemed to be my current account was too old. First time in 34 years any bank and I have a number of accounts has refused to take Money off me. Reviewed on: 9th March 2017

Frustrating!!!!!

1
I can't download the app on my Galaxy S5 phone despite trying several times. It is supposed to be compatible with my phone but a message shows advising it isn't when I try to download the app. Reviewed on: 9th March 2017

Easy pezzie

5
Opened an account with Atom bank today. Easy pezzie even for a 73year oldcodger. Reviewed on: 4th March 2017
Reply from Atom Bank Fantastic! Great to have you onboard Response date: 22nd March 2017
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No Worries

5
I opened my opened my one year fixed rate account easily" . 2% interest is great when you compare it to others. Best deal around and fully secure. It's a no brainer! Wife struggled because her store card was underwritten by another company and we didn't recognise it but went to checkmyfile.com,got it sorted and now we have two accounts opened. Facial recognition can be a bit dodgy, but you can also use voice recognition, or number code to login so no worries whatsoever. Excellent! Reviewed on: 4th March 2017
Reply from Atom Bank Welcome aboard Nigel! It's great to hear you've had a positive experience with our app. I hope your wife managed to get an account with us too, we're here 24/7 to help if there are any problems at all. Response date: 22nd March 2017
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Shambles

1
Have now tried twice to open a fixed rate bond with different email addresses. No luck. Contacted bank twice on their chat line. Hopeless. Looked back at the number of adverse reviews - there are many. Someone in authority should take a hard look at their customer service. Not for me now. Don't trust them. Reviewed on: 4th March 2017
Reply from Atom Bank Hey Roger, thanks for taking the time to leave a review. I'm really sorry to hear you've not had a good experience with our app or customer service, we are still a new bank and take all customer feedback on board as we continue to develop our app. It would be great if we could speak with you to see if there is anything we can do to help, please give us a call on 0333 399 0050 and we can discuss the issues you've had. Response date: 22nd March 2017
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A bit fidly...

4
... to set up. One wonders whether the app. was beta-tested. Finally accessible. When opening an a/c. for my wife, much easier. Reviewed on: 3rd March 2017
Reply from Atom Bank Thanks for taking the time to leave a review. It's great to hear you and your wife managed to get setup. We appreciate our app is different from other banking apps and it comes with a little bit of a learning curve, sounds like you figured it out in the end. If you ever need help with our app or want to speak with us about anything, we're here 24/7 to help. Response date: 22nd March 2017
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