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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5209 reviews)

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4.91

Based on 5,209 reviews, last reviewed 20th Apr 2026

7857% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Great online bank customer service is always immedia...

Great online bank customer service is always immediate and things resolved quickly. Reviewed on: 21st April 2025

Ease of moving money on App

Love the ease of moving money around in the instant access savings account I have with Atom. Reviewed on: 21st April 2025

Extremely easy to use

Extremely nervous to use an online platform but have opened numerous savings accounts over the past few years with great ease and confidence. Reviewed on: 21st April 2025

Straightforward Savings App.

Had my Atom Savings account for 5 months now. Straightforward, uncluttered app with innovative features. Good interest rate. No complaints so far. Reviewed on: 21st April 2025

Easy to use account

App based savings account. So easy to use to deposit and access cash Reviewed on: 21st April 2025

Simple straight processes back by a fabulous custome...

Simple straight processes back by a fabulous customer service team. Offers are clear and easy to understand. Reviewed on: 21st April 2025

Love the app - so easy to use.

Love the app - so easy to use. Plus Atom offers a simple, straightforward range of instant savers and fixed savings accounts. Reviewed on: 21st April 2025

So far, been good.

So far, been good. The rates were very competitive Reviewed on: 21st April 2025

The phone app works very well, and is easy to use.

The phone app works very well, and is easy to use. The interest rate is not quite as competitive as it was when I joined, but still represents a good interest rate for an instant access account. Reviewed on: 21st April 2025

All good.

Good saving rates. Easy to set up on-line account. Simple to use the app. All good. Reviewed on: 21st April 2025

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