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Atom Bank: Savings reviews

4.82
Based on 5,214 reviews, last reviewed 3rd Sep 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026
Mark A's avatar
Mark A

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5214)

Simple straight processes back by a fabulous custome...

5
Simple straight processes back by a fabulous customer service team. Offers are clear and easy to understand. Reviewed on: 21st April 2025

Love the app - so easy to use.

5
Love the app - so easy to use. Plus Atom offers a simple, straightforward range of instant savers and fixed savings accounts. Reviewed on: 21st April 2025

So far, been good.

5
So far, been good. The rates were very competitive Reviewed on: 21st April 2025

The phone app works very well, and is easy to use.

5
The phone app works very well, and is easy to use. The interest rate is not quite as competitive as it was when I joined, but still represents a good interest rate for an instant access account. Reviewed on: 21st April 2025

All good.

5
Good saving rates. Easy to set up on-line account. Simple to use the app. All good. Reviewed on: 21st April 2025

online/ phone Easy to use service

5
I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Easy to manage Savings account

5
Easy to open account online. No need to provide identification documents which can be onerous with some banks insisting on seeing original documents. Easy to manage account through their APP. Excellent interest rate too! Reviewed on: 21st April 2025

Great bank for saving money, easy to use, simple

5
Great bank for saving money, easy to use, simple Reviewed on: 21st April 2025

Easy to use APP, fuss free

5
Easy to use APP, fuss free. Having had a more than one account over several years I have found the interest rates to be competitive. Depositing and withdrawing funds is simple and good notifications recieved after each tranaction. Reviewed on: 21st April 2025

All good experience with competitive rates

5
All good experience with competitive rates Reviewed on: 21st April 2025

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