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Atom Bank: Savings reviews

4.91
Based on 5,161 reviews, last reviewed 6th Mar 2026
51800% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I opened an account online and found the process easy. I opened an account online and found the process easy. I was kept well informed of any changes. Reviewed on: 6th March 2026
Elizabeth 's avatar
Elizabeth

Latest lowest rating:

1

Unable to open the app and no help from Atom staff. Unable to open the app and no help from Atom staff. Reviewed on: 5th March 2026
Keith C's avatar
Keith C

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5161)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Very easy to open and manage the account.

5
Very easy to open and manage the account. When you need to withdraw or add money it happens extremely quickly so if you need the money in a hurry it happens immediately. Reviewed on: 20th April 2025

Easy to open account and user friendly website

5
I loved the fact that the account was easy to open, and find the website really easy to operate. Your savings rates are competitive too. Reviewed on: 20th April 2025

Banking with Atom isn’t one of life’s added stresses.

5
Banking with Atom isn’t one of life’s added stresses.The app is brilliant . It’s written and explained clearly, no waffle. Instant access to your banking details and info…..we love it. Reviewed on: 20th April 2025

Good all-round account and service

4
I find account easy to operate. If you need help there is a telephone line available which is not the case for all online banks. Decent rates of interest. Reviewed on: 20th April 2025

Happy I signed up for an instant saver based on a re...

5
Happy I signed up for an instant saver based on a recommendation. Reviewed on: 20th April 2025

Accounts for some time

5
I have had accounts for some time, happy with rate of interest Reviewed on: 19th April 2025

Great Bank, Great Rates

5
This is the second year I have used Atom I was very impressed with the ease of experience with dealing with my money with a very competitive rate of interest. Signed up for 2 years this time. Reviewed on: 19th April 2025

Great Experience with Atom Bank Savings

5
I've been using Atom Bank for my savings account and it's been a smooth, hassle-free experience from the start. The app is easy to use, the interest rates are competitive, and everything is clearly laid out. I've never had to contact customer service — which to me says a lot about how well the platform works. Reviewed on: 19th April 2025

Very friendly and efficient - great APP too

5
Very friendly and efficient - great APP too Reviewed on: 19th April 2025

Really pleased with Atom, user friendly app and comp...

5
Really pleased with Atom, user friendly app and competitive rates. Reviewed on: 19th April 2025

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