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Atom Bank: Savings reviews

4.91
Based on 5,176 reviews, last reviewed 9th Mar 2026
53200% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A professional and reliable service provided to me. A professional and reliable service provided to me. I was also provided very good information with regards to my chosen financial package. Reviewed on: 9th March 2026
Rhys Davies's avatar
Rhys Davies

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5176)

Review of the Atom Bank, Savings:

Fantastic experience

5
Since I joined Atom I’ve had a fantastic experience. I had to call customer services to obtain a statement and the person I spoke to was extremely helpful, quick at actioning what I needed and overall I’ve had a fantastic experience experience with Atom and have recommended them to friends and family. Reviewed on: 17th April 2025

Straight forward sign up.

5
Straight forward sign up. Great saving rate Reviewed on: 18th April 2025

App-y customer

5
I wanted an easy way to park a chunk of savings and get some half-decent interest on it, and Atom's app does exactly that - super-easy to use, great rates, easy to roll over. Spot on. Reviewed on: 18th April 2025

No nonsense bank , excellent online app

5
No nonsense bank , excellent online app Reviewed on: 18th April 2025

Very easy and convenient, love the APP

5
Very easy and convenient, love the APP Reviewed on: 18th April 2025

I have had a good rate of interest over a few years.

4
I have had a good rate of interest over a few years. Reviewed on: 18th April 2025

Atom Bank is easy to use and gives good returns.

5
Atom Bank is easy to use and gives good returns. Reviewed on: 18th April 2025

Since first reading about Atom I decided to put my s...

5
Since first reading about Atom I decided to put my savings with them. The app is so easy to use and if I want access to my funds it is done immediately. I also like the fact that they are quick to alter interest rates. Reviewed on: 18th April 2025

Excellent online bank

5
Excellent app, easy to use, and great choice of products with competitive rates. Reviewed on: 18th April 2025

easy to use and convenient

5
easy to use and convenient great interest rate Reviewed on: 18th April 2025

No hassle experience.

5
Great rates plus easy to use app. Good communication in the event of any queries ets. So different to others.! Reviewed on: 18th April 2025

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