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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5175 reviews)

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4.91

Based on 5,175 reviews, last reviewed 9th Mar 2026

53100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quality support, rare these days Support staff very helpful. The web site is clear but if you need help the staff are available on the phone. Rare these days Reviewed on: 9th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5175)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Easy and straight forward to open an account online.

Easy and straight forward to open an account online. Reviewed on: 18th April 2025

Simple and easy to manage accounts - Completely intu...

Simple and easy to manage accounts - Completely intuitive, clear and concise with no unnecessary hoops to negotiate. Reviewed on: 18th April 2025

Excellent Easy to use online bank

They have a good range of products for savers that are easy to open, add money to and manage via the app. I have opened fixed savers and easy access saving accounts in the past. It is easy to use the app and they frequently message me when my statements or messages are available to view. Other members of my family use Atom Bank and are equally impressed with them. Reviewed on: 18th April 2025

Great rates and the best of service

I have had savings with Atom bank since 2016 and I have always enjoyed good / competitive interest rates on my accounts PLUS peace of mind that my money was in safe hands. The app is so easy to use and I am so pleased that it is now available on the iPad as well as the iPhone. The service provided managing my account is clear and simple. I cannot think of a bad word to say about them. Reviewed on: 18th April 2025

Trustworthy and swift access to managing my monies.

My ability to mange online transactions (having upgraded my iPad) has been very good; monies quickly come and go, and details are also promptly conveyed. Reviewed on: 18th April 2025

i have been with atom bank for many years and would...

i have been with atom bank for many years and would not go anywhere else the service is allways on time and keep you well informed. Reviewed on: 18th April 2025

A joyful experience for on line banking begins

Possibly the easiest on line experience one could have. Anyone nervous about banking on line need not worry. A simple process gets you to where you want. Reviewed on: 18th April 2025

Good honest bank.

Good honest bank. Is what it says on the tin which can’t be said for other banks Reviewed on: 18th April 2025

The app is very easy to use, accounts are very strai...

The app is very easy to use, accounts are very straight forward to set up. Customer service on the phone is great. Reviewed on: 18th April 2025

Fantastic

Great app, easy to use , set up was easy and didn't take too long ! Communication very clear and easy to understand Reviewed on: 18th April 2025

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