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Bank of Ireland: Personal Current Account reviews

4.35
Based on 14 reviews, last reviewed 25th Mar 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
65%
See only 4 star reviews
14%
See only 3 star reviews
7%
See only 2 star reviews
7%
See only 1 star reviews
7%

Latest highest rating:

5

Long-standing account holder, always more than satis... Long-standing account holder, always more than satisfied with their customer service. Reviewed on: 25th March 2026
Paul O'Hare's avatar
Paul O'Hare

Latest lowest rating:

2

Behind the times I have been with bank of ireland for numerous years and their service has never changed. The staff are friendly but the banking options themselves and... Read more Reviewed on: 13th August 2022
michellecasson@icloud.com's avatar
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About this product

With the Bank of Ireland Personal Current Account you can enjoy mobile banking services. Account holders also get access to exclusive online savings accounts. You can choose to apply for additional extras with your account, such as an overdraft, instant access demand and a credit card.

Finding the best provider and account to handle your day-to-day finances is important. At Smart Money People, we want to help make this decision easier for you. We collect Bank of Ireland Personal Current Account reviews to give you valuable insight into the product.

Read about real experiences from genuine account holders to learn more about the Bank of Ireland and its Personal Current Account. Find out how long existing customers have been with the Bank of Ireland and how satisfied they’ve been. Read about the mobile banking opportunities and the provider's standard of customer service. Browse through our Bank of Ireland Personal Current Account reviews to find the ones most useful to you.

Perhaps you already have a Personal Current Account with the Bank of Ireland? Share your honest experience with the provider and account type to help others like you make better financial decisions. Tell us how long you’ve been a customer. Would you recommend the Personal Current Account to your family and friends? Is this your main current account? Don’t forget to include details of the application process or customer service. Write a Bank of Ireland Personal Current Account review today.

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Bank of Ireland Personal Current Account reviews (14)

Out of this world

5
when card fot stuck in a machine they couldnt do enoufh and had my new card delivered within 3-4 days Reviewed on: 26th February 2016

Simple & Effective

5
easy to approach staff with queries although its rare to have one with this type of account, easy to set up also Reviewed on: 14th February 2016

Probably the best account in Ireland...

4
BoI have long offered the best current account in the country but really, a little more focus on the app and friendlier staff would make them more competitive with the UK offering. Reviewed on: 10th October 2015

Happy to bank with them, but they need to improve their in-house communication.

4
I have been banking with Bank of Ireland for 15 years. As well as my current and savings accounts I also have my mortgage and life assurance with them. In general I am a happy customer but I find that customer service is very inconsistent and that the rules change depending on the person I am dealing with. For example, sometimes it is simply that I am not allowed to add a reference name on a payment unless I pay online, when another time the clerk will allow it. Sometimes they will allow me withdraw money my from notice savings immediately and other times they won't. It can be very convenient when they do let me but really it demonstrates how erratically they apply their own rules. Reviewed on: 8th October 2014

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