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Bank of Scotland: Classic Account reviews

3.94
Based on 119 reviews, last reviewed 20th Apr 2026
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
49%
See only 4 star reviews
21%
See only 3 star reviews
17%
See only 2 star reviews
5%
See only 1 star reviews
8%

Latest highest rating:

5

I have been with the Bank of scotland for numerous y... I have been with the Bank of scotland for numerous years and their service is great Reviewed on: 20th April 2026
Jennifer Jebb's avatar
Jennifer Jebb

Latest lowest rating:

2

Not good rates but good customer service which is a... Not good rates but good customer service which is a plus Reviewed on: 13th March 2025
Dan-'s avatar
Dan-

About this product

The Bank of Scotland Classic account has no monthly fee when you stay in credit.

You can earn cashback with selected retailers, and Bank of Scotland will round what you spend to the nearest pound and transfer to a savings account automatically.

Bank of Scotland Classic current account reviews help you find out what it’s really like to be a customer. If you’ve used Bank of Scotland before, you can also leave a review and share your experience.

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Bank of Scotland Classic Account reviews (119)

BOS is my first and last bank!

5
Bank of Scotland was my very first bank and it could not have been simpler to start up and get my life going, BOS is by far the safest and most reliable bank I have ever had the pleasure to hold my money in. Reviewed on: 2nd April 2024

I have been with this bank for years and found them...

4
I have been with this bank for years and found them to be better than the last one I was with and it costs less to do so. Reviewed on: 19th March 2024

Classic Current Account.

5
Classic Current Account. Works very well for me. Cheque Book and Card that is a Debit Card. Great Online facility linked to my Savings Account and Credit Card and had my previous Cash ISA Accounts on it. Reviewed on: 16th February 2024

Review of old bank

3
Used them for decades, but just don't trust them or feel comfortable with them Reviewed on: 8th January 2024

best helpline to advise me when i use my log in credientails and need help

5
i have always been with Bank Of Scotland for over 40 years never any problems Reviewed on: 13th October 2023

First class, been with them over 50 years

5
I've always found BOS reliable and customer focused. Reviewed on: 14th August 2023

Simple to use bank

4
I like how bank of Scotlands mobile app is easy to use and simple to find the things you really need. I also love how fast it is to transfer money! Reviewed on: 5th April 2023

Great

5
Great customer service and banking app Reviewed on: 5th April 2023

Brilliant!

5
It does everything i ask it to do and more! Reviewed on: 4th April 2023

Amazing and friendly

5
It’s nice to have a bank that understands your needs and have polite manners! I have never had an issue with them unlike many other banks! Every call I’ve been made to feel like a valued customer! 5***** from me well done bank of Scotland Reviewed on: 3rd April 2023

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