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Bank of Scotland: Classic Account reviews

View other Bank of Scotland products
3.94
Based on 112 reviews, last reviewed 15th Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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50%
See only 4 star reviews
21%
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15%
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5%
See only 1 star reviews
9%

Latest highest rating:

5

Reliable, secure, excellent customer service, user-f... Reliable, secure, excellent customer service, user-friendly app, transparent fees—Bank of Scotland’s Classic Account makes everyday banking simple and... Read more Reviewed on: 15th April 2025
Samantha Buntain's avatar
Samantha Buntain

Latest lowest rating:

2

Not good rates but good customer service which is a... Not good rates but good customer service which is a plus Reviewed on: 13th March 2025
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Dan-
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About this product

The Bank of Scotland Classic account has no monthly fee when you stay in credit.

You can earn cashback with selected retailers, and Bank of Scotland will round what you spend to the nearest pound and transfer to a savings account automatically.

Bank of Scotland Classic current account reviews help you find out what it’s really like to be a customer. If you’ve used Bank of Scotland before, you can also leave a review and share your experience.

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Bank of Scotland Classic Account reviews (112)

Big push towards using machines

1
This bank has a big push towards the automated world with less face to face contact with humans. This may work some times and be useful for some but not all. It is all about cost not customer service. Customer service going downhill sadly. Better customer care elsewhere. Reviewed on: 16th February 2016
Paul Maxwell's avatar
Paul Maxwell

A bit of a sleeper...

4
I never see this product promoted, but to my mind it's actually quite good! No flashy thrills, but it does offer 3% interest rate on balances of £5k...which is much stronger than any savings account I can find! Service is ok...hence the 4 stars overall rating. Reviewed on: 4th April 2015
Emily's avatar
Emily

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