Smart Money People Logo

Barclaycard: Platinum credit cards reviews

3.83
Based on 314 reviews, last reviewed 14th Nov 2025
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
53%
See only 4 star reviews
21%
See only 3 star reviews
10%
See only 2 star reviews
3%
See only 1 star reviews
13%

Latest highest rating:

5

Rewarded with cashback for using Rewarded with cashback for using Reviewed on: 17th June 2025
Dan's avatar
Dan

Latest lowest rating:

1

Barclaycard don't want prompt payers I have had a Barclaycard for a long time and had a credit limit of £9500. I thought I might as well increase it a bit to £10,000. Within a few weeks m... Read more Reviewed on: 14th November 2025
Frosty's avatar
Frosty

About this product

Barclaycard Platinum credit cards are designed for purchases and balance transfers.

You can get 0% on spending and balance transfers across a range of terms. Depending on the Barclaycard Platinum credit card you choose, you may be charged a balance transfer fee.

Barclaycard Platinum credit card reviews help you find out what it’s really like to be a customer. If you’ve used Barclaycard before, you can also leave a review and share your experience.

Review Barclaycard: Platinum credit cards now

Help others make smarter decisions by sharing your own experience. Write a review

Barclaycard Platinum credit cards reviews (314)

Do Not Bother

1
I’ve been with Barclays and Barclaycard for over 25 years you would think they would treat such a good customer well - no absolutely dreadful I don’t recommend them at all Reviewed on: 13th January 2022

Good card with cashback

5
Very Good card no fees but you earn points which can be exchange for vouchers love it Reviewed on: 12th January 2022

Room for improvement

2
Good product but awful app and paying experience make it hard to use. Reviewed on: 12th January 2022

Very good product

4
I have had no issues with them for the past 23 months Reviewed on: 15th June 2021

Helpful bank

5
Very happy with the service, help me along the covid and really happy with them. Reviewed on: 14th June 2021

Foul play

1
The information held by credit reference agencies from Barclaycard is 3 months out of date. Today, I get a letter saying my credit limit is being reduced, effectively destroying my credit rating due to loan to limit ratio, based on my credit rating from the reference agencies. Well my credit rating wouldn’t be so bad, if Barclaycard updated the amount owed to show my card isn’t actually maxed out and £2,500 has been paid off in the last 2 months. An absolute abuse of their customers throwing them into months more of financial hardship trying to improve the credit rating they are destroying and using as an excuse to trap people into paying more interest. Disgusting Reviewed on: 10th June 2021

DISGUSTING is not even the word!

1
DISGUSTING is not even the word! Avoid this DISGUSTING company at all costs. They have reduced our credit limit with NO notice (not even a day!), from £7k to £1k. We have been loyal customers for 20 years. We recently used our entire savings to pay the balance off this card as we were in the process of important medical treatments. We explained this to Barclaycard, but they do not care. They have no care for customers, no sympathy. If anyone speaks to a Rachel Wilson, avoid talking to her and ask to speak to another colleague, she is a TERRIBLE advisor. If we had known we would not have put this onto our credit card and would have paid for our medical treatment straight out of our savings. They have Jeopardised our health and ruined our lives. If there was a 0 they would happily get that score. Horrible Horrible Company! They have destroyed our lives. Reviewed on: 10th May 2021

always helpful

5
Had good experiences with Barclaycard customer service Reviewed on: 16th April 2021

Good strongley

4
Extremley good barclay bank platinum card Reviewed on: 11th March 2021

terrible ....

1
Terrible service. I have been scammed for just over £1000 while abroad. It took Barclaycard 10 months only to tell me they are unable to help, using covid as an excuse. Absolutely terrible ..... Reviewed on: 3rd March 2021

Do you have a different Barclaycard product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Barclaycard?

  • Platinum Visa Business Credit Card

    from Barclaycard 4.54 from 13 reviews
    Barclaycard
  • IHG Reward Club

    from Barclaycard 4.21 from 7 reviews
    Barclaycard
  • Hilton Honors Credit Card

    from Barclaycard 4.17 from 11 reviews
    Barclaycard
    View all products